{"id":1658,"date":"2016-05-19T15:32:32","date_gmt":"2016-05-19T19:32:32","guid":{"rendered":"https:\/\/wwwprodaz.fprofessionnels.com\/en\/?page_id=1658"},"modified":"2026-01-05T15:07:53","modified_gmt":"2026-01-05T20:07:53","slug":"tax-strategies","status":"publish","type":"page","link":"https:\/\/www.fprofessionnels.com\/en\/your-goals-your-wealth-management\/build\/tax-strategies\/","title":{"rendered":"Tax strategies"},"content":{"rendered":"<h3>Tax system<\/h3>\n<p>Under the social contract and for the common good, it\u2019s normal to pay taxes to the governments, in return for services and benefits. However, some expenses are tax deductible or give entitlement to <a href=\"https:\/\/www.revenuquebec.ca\/en\/citizens\/tax-credits\/\" target=\"_blank\" rel=\"noopener\">tax credits<\/a>, depending on the type of income and the composition of the household.<\/p>\n<h3>Taxable income<\/h3>\n<p>Most income is taxable to varying degrees. Taxes are paid:<\/p>\n<ul>\n<li>by tax deductions at source, if you are a salaried employee<\/li>\n<li>in instalments, if you are a <a href=\"https:\/\/www.revenuquebec.ca\/en\/citizens\/self-employed-persons\/\" target=\"_blank\" rel=\"noopener\">self-employed person <\/a><\/li>\n<li>at an applicable rate on investment income or operating income<\/li>\n<\/ul>\n<h3>Tax benefits<\/h3>\n<p>By using savings vehicles like a <a href=\"https:\/\/www.fprofessionnels.com\/en\/our-investments\/registered-investments\/#tfsa\" target=\"_blank\" rel=\"noopener\">TFSA <\/a>and a <a href=\"https:\/\/www.fprofessionnels.com\/en\/our-investments\/registered-investments\/#rrsp_and_lira\" target=\"_blank\" rel=\"noopener\">RRSP<\/a><u>, <\/u>you can obtain certain benefits. For example, if you contribute early in the year to a RRSP, you can accumulate the maximum investment income, tax-free.<\/p>\n<table style=\"width: 293px;\">\n<thead>\n<tr>\n<th style=\"width: 113px; text-align: center;\" width=\"113\"><strong>Year<\/strong><\/th>\n<th style=\"width: 180px; text-align: center;\" width=\"180\"><strong>RRSP contribution limit<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center; width: 113px;\">2024<\/td>\n<td style=\"text-align: center; width: 180px;\">$31,560<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 113px; text-align: center;\">2025<\/td>\n<td style=\"width: 180px; text-align: center;\">$32,490<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 113px; text-align: center;\">2026<\/td>\n<td style=\"width: 180px; text-align: center;\">$33,810<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Sound tax strategies<\/h3>\n<p>Different tax strategies can help lay the foundation of your financial wealth. According to your situation, you can maximize your deductions, reduce your taxable income, and use all the tax credits for which you are eligible.\u00a0<a href=\"https:\/\/www.fprofessionnels.com\/en\/our-experts\/our-advisors\/\" target=\"_blank\" rel=\"noopener\">Your advisor<\/a>\u00a0can explain all the ins and outs of taxes and help you make the right choices. \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tax system Under the social contract and for the common good, it\u2019s normal to pay taxes to the governments, in return for services and benefits. However, some expenses are tax deductible or give entitlement to tax credits, depending on the type of income and the composition of the household. Taxable income Most income is taxable <a class=\"read-more\" href=\"https:\/\/www.fprofessionnels.com\/en\/your-goals-your-wealth-management\/build\/tax-strategies\/\">[&#8230;]<\/a><\/p>\n","protected":false},"author":6,"featured_media":3951,"parent":1652,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categorie-de-page":[],"class_list":["post-1658","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tax strategies &#8902; fdp Gestion priv\u00e9e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fprofessionnels.com\/en\/your-goals-your-wealth-management\/build\/tax-strategies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tax strategies\" \/>\n<meta property=\"og:description\" content=\"Tax system Under the social contract and for the common good, it\u2019s normal to pay taxes to the governments, in return for services and benefits. 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