{"id":55317,"date":"2025-04-01T11:00:46","date_gmt":"2025-04-01T15:00:46","guid":{"rendered":"https:\/\/wwwprodaz.fprofessionnels.com\/?page_id=55317"},"modified":"2025-04-25T16:32:49","modified_gmt":"2025-04-25T20:32:49","slug":"your-retirement","status":"publish","type":"page","link":"https:\/\/www.fprofessionnels.com\/en\/our-complete-offer\/your-retirement\/","title":{"rendered":"Your retirement"},"content":{"rendered":"<h5>Determining the best time<\/h5>\n<p>Generally anticipated, sometimes dreaded, retirement is often taken later by <strong>professionals<\/strong>, and it&#8217;s not uncommon for their <strong>active working period<\/strong> to last <strong>longer<\/strong> than in the general population.<\/p>\n<p>The <strong>decision<\/strong> to retire is a <strong>very personal<\/strong> one and can vary greatly depending on the age at which you want to retire, your state of health, your desired standard of living, and your family or professional responsibilities. Whatever the factors influencing your decision, the <strong>sources of income<\/strong> that will be available to you should be determined <strong>well before<\/strong> the time you\u2019re ready to cut back on your activities.<\/p>\n<h5>Retirement projection: an indispensable tool<\/h5>\n<p>Ideally, you and your advisor will have already drawn up your <strong>retirement projection<\/strong> during your initial meetings. This projection is your <strong>guide<\/strong> to the <strong>amounts<\/strong> that will be available to you and the <strong>standard of living<\/strong> you&#8217;ll be able to maintain. To achieve your goals, an <strong>investment portfolio<\/strong> tailored to your needs and a systematic <strong>savings strategy<\/strong> are essential.<\/p>\n<p>Any <strong>significant change<\/strong> in your financial situation should be mentioned to your advisor so that it can be incorporated into your projection, and the projection adjusted, if necessary. Certain <strong>tax strategies<\/strong> can be used to optimize your situation, such as <strong>maximizing <\/strong>your <strong>asset disbursement<\/strong> and <strong>income splitting<\/strong> in retirement.<\/p>\n<p>If you are <strong>transferring<\/strong> your <strong>business<\/strong>, particular attention should be paid to managing the funds generated by the sale, to <strong>optimize<\/strong> their impact on your financial assets.<\/p>\n<h5>Specialized services tailored to your needs<\/h5>\n<ul>\n<li>Depending on your objectives and the value of your assets, more targeted services are available to you, such as a <strong>comprehensive financial plan<\/strong>, prepared by our financial planning specialists.<\/li>\n<\/ul>\n<h4>Our expertise: your team<\/h4>\n<ul>\n<li>Your <a href=\"https:\/\/www.fprofessionnels.com\/en\/our-experts\/our-advisors\/\">advisor and financial planner<\/a><\/li>\n<li>Our <a href=\"https:\/\/www.fprofessionnels.com\/en\/our-experts\/tax-experts-and-notaries\/\">financial planning specialists<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Determining the best time Generally anticipated, sometimes dreaded, retirement is often taken later by professionals, and it&#8217;s not uncommon for their active working period to last longer than in the general population. The decision to retire is a very personal one and can vary greatly depending on the age at which you want to retire, <a class=\"read-more\" href=\"https:\/\/www.fprofessionnels.com\/en\/our-complete-offer\/your-retirement\/\">[&#8230;]<\/a><\/p>\n","protected":false},"author":1047,"featured_media":55270,"parent":9837,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categorie-de-page":[],"class_list":["post-55317","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Your retirement &#8902; fdp Gestion priv\u00e9e<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fprofessionnels.com\/en\/our-complete-offer\/your-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your retirement\" \/>\n<meta property=\"og:description\" content=\"Determining the best time Generally anticipated, sometimes dreaded, retirement is often taken later by professionals, and it&#8217;s not uncommon for their active working period to last longer than in the general population. 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