{"id":50685,"date":"2024-03-22T07:45:50","date_gmt":"2024-03-22T11:45:50","guid":{"rendered":"https:\/\/wwwprodaz.fprofessionnels.com\/?p=50685"},"modified":"2024-08-07T16:00:56","modified_gmt":"2024-08-07T20:00:56","slug":"sell-my-pharmacy-and-plan-my-retirement","status":"publish","type":"post","link":"https:\/\/www.fprofessionnels.com\/en\/sell-my-pharmacy-and-plan-my-retirement\/","title":{"rendered":"Sell my pharmacy and plan my retirement"},"content":{"rendered":"

The couple’s financial and legal situation<\/h3>\n\n\n\n\n\n\n\n
<\/td>\nPierre-Jean<\/strong><\/td>\nHelena<\/strong><\/td>\n<\/tr>\n
RRSP account<\/strong><\/td>\n$250,000<\/td>\n$100,000<\/td>\n<\/tr>\n
TFSA account<\/strong><\/td>\n$110,000<\/td>\n$40,000<\/td>\n<\/tr>\n
Non-registered account<\/strong><\/td>\n$50,000<\/td>\nN\/A.<\/td>\n<\/tr>\n
Pension plan<\/strong><\/td>\nNo<\/td>\nYes (Group RRSP)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

    \n
  • The couple is married under the regime of separation of property and owns a comfortable home in Trois-Rivi\u00e8res, valued at around $1 million. The mortgage is fully paid.<\/li>\n
  • Pierre-Jean and Helena each have a will and a protection mandate, but these documents have not been reviewed for at least ten years.<\/li>\n
  • Pierre-Jean has taken out permanent life insurance of $1 million through his company. Helena has no life insurance.<\/li>\n<\/ul>\n

    \u00a0<\/u><\/strong><\/p>\n

    Retirement requires preparation<\/h3>\n

    At 57, Pierre-Jean is already starting to think about retirement. Since his children have opted for different careers, he is considering selling his pharmacy within the next few years. He wants this sale to finance his retirement goals and also enable him to leave an inheritance to his children and future grandchildren.<\/p>\n

     <\/p>\n

    Points to consider<\/u><\/h4>\n
      \n
    • Pierre-Jean is increasingly concerned about the sale<\/strong> of his pharmacy<\/strong>. He’s wondering how to proceed with the transaction, and which elements to evaluate and work on in preparation for the sale.<\/li>\n
    • He would also like to know which other financial aspects to consider in this transaction, particularly how to tax optimize <\/strong>the sale.<\/li>\n
    • Considering the proceeds of the sale, Pierre-Jean will undoubtedly have to review his financial plan, taking into account future needs and the inheritance<\/strong> he wishes to leave to his children.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      Pierre-Jean, 57, has owned a pharmacy in Trois-Rivi\u00e8res for some twenty years. He is married to Helena, 52. Their two children, Laura and Philippe, are in their twenties and have chosen professions other than pharmacy.<\/p>\n","protected":false},"author":1047,"featured_media":50875,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5654],"tags":[],"categorie-profession":[],"class_list":["post-50685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-and-estate-planning"],"acf":[],"yoast_head":"\nSell my pharmacy and plan my retirement<\/title>\n<meta name=\"description\" content=\"Pierre-Jean, 57, has owned a pharmacy in Trois-Rivi\u00e8res for some twenty years. He is married to Helena, 52. 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