{"id":56964,"date":"2025-10-07T16:48:20","date_gmt":"2025-10-07T20:48:20","guid":{"rendered":"https:\/\/www.fprofessionnels.com\/?p=56964"},"modified":"2025-10-08T10:02:27","modified_gmt":"2025-10-08T14:02:27","slug":"the-new-parental-union-regime-protection-for-the-whole-family","status":"publish","type":"post","link":"https:\/\/www.fprofessionnels.com\/en\/the-new-parental-union-regime-protection-for-the-whole-family\/","title":{"rendered":"The new parental union regime: protection for the whole family"},"content":{"rendered":"<p>Its main <strong>objective<\/strong> is to provide <strong>increased protection for children<\/strong> in the event of the separation of their parents living in a<strong> de facto-law union.<\/strong><\/p>\n<p>If a couple already has children born before this date, the parental union regime will only apply once they have a new child born <strong>after June 30, 2025<\/strong>: there is <strong>no automatic retroactivity<\/strong> for children born before this date. In this case, however, the couple has the option to <strong>voluntarily join <\/strong>the parental union regime.<\/p>\n<h4>What is the legal definition of \u201cde facto spouses\u201d?<\/h4>\n<p>De facto spouses must <strong>live together<\/strong> and <strong>present themselves publicly as <\/strong>a<strong> couple<\/strong>. They are presumed to be living together if they <strong>share the same dwelling<\/strong> and are the <strong>parents of <\/strong>the<strong> same child<\/strong>. However, <strong>several factors<\/strong> must be taken into consideration to determine whether parties are living together: attachment, the existence of a common life plan between the parties, mutual assistance, pooling or sharing of income, etc. <strong>No single factor is decisive<\/strong>.<\/p>\n<h4>Parental union patrimony<\/h4>\n<p>The parental union regime provides for the creation of a <strong>parental union patrimony<\/strong>, which includes:<\/p>\n<ul>\n<li>the family&#8217;s <strong>primary and secondary residences<\/strong><\/li>\n<li>the <strong>furniture<\/strong> in these residences that is used by the family<\/li>\n<li>the <strong>motor vehicles<\/strong> used for family travel<\/li>\n<\/ul>\n<p>The following are<strong> excluded: retirement plans (RRSPs), pension funds, <\/strong>and<strong> property received by inheritance or gift <\/strong>by either spouse<strong> before or during <\/strong>the<strong> union.<\/strong><\/p>\n<p>De facto spouses may<strong> choose together to change (exclude or include<\/strong>) property in the parental union patrimony, or even to <strong>opt out<\/strong> of the regime entirely, but these changes must be recorded in a <strong>notarial deed en minute<\/strong>.<\/p>\n<h4>Other effects of parental union<\/h4>\n<ul>\n<li><strong>Protection of the family residence (and the furniture therein) during the parental union and for 120 days or more <\/strong>(as the case may be)<strong> following the end of the union<\/strong>: to prevent a child from being forced to leave the family residence too quickly following the separation of the child\u2019s parents.<\/li>\n<li><strong>Recognition of the parental union spouse as a spouse in the event of intestate succession: <\/strong>he or she then qualifies as a <strong>legal heir<\/strong> and is entitled to <strong>1\/3 of <\/strong>the<strong> estate<\/strong>; the <strong>children<\/strong> inherit the remaining <strong>2\/3<\/strong>.<\/li>\n<\/ul>\n<h4>End of the parental union<\/h4>\n<p>Parental union ends when the spouses <strong>stop living together<\/strong>, when one or both of the spouses <strong>marries<\/strong> or enters into a <strong>civil union<\/strong> with a third party, or when one of the spouses <strong>dies<\/strong>.<\/p>\n<p>The end of the parental union results in the <strong>partition <\/strong>of the<strong> parental union patrimony in equal shares<\/strong> between the spouses: it is then the <strong>value<\/strong> of the<strong> property <\/strong>that is<strong> partitionable <\/strong>and not the property itself, since the parental union patrimony does not confer any right of ownership in respect of this property.<\/p>\n<h4>Compensatory allowance<\/h4>\n<p>Upon <strong>dissolution of <\/strong>the<strong> parental union<\/strong>, if one of the parents believes that he or she has become <strong>impoverished<\/strong> after contributing to the <strong>enrichment <\/strong>of the<strong> patrimony <\/strong>of the other spouse, he or she may apply to the <strong>court<\/strong> for a compensatory allowance.<\/p>\n<h4>Recommendations for persons affected by the new parental union regime<\/h4>\n<ul>\n<li>Review your <strong>financial and estate plan<\/strong>.<\/li>\n<li>Make sure to <strong>clearly separate <\/strong>the<strong> investments <\/strong>you made<strong> before the start date <\/strong>of your parental union from those made<strong> after that date<\/strong>.<\/li>\n<li>You may want to include in your <strong>will<\/strong> a <strong>partition renunciation <\/strong>clause or a <strong>legacy of parental union patrimony rights<\/strong>.<\/li>\n<\/ul>\n<p>If the parental union regime applies to you and may affect your financial future, consult your <a href=\"https:\/\/www.fprofessionnels.com\/en\/our-experts\/our-advisors\/\">wealth management advisor<\/a> to fully understand the financial implications.<\/p>\n<div class=\"chapeau\">\n<p><strong>Your fdp Financial, Tax and Estate Planning 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