Need personal financing?
You have access to banking options to meet your personal financing needs thanks to our partnership with National Bank.
Contact your advisor for access to our competitive offers!
Obtain a Canadian or U.S. dollar bank account at an advantageous price.1
- Sending an Interac e-Transfer: free
- Protect your valuables with a discount on a safety deposit box2
- Ensure that you never get caught short with our overdraft protection
1.$9.95 per month, or maintain a minimum balance of $2,500 and pay no monthly fee.2.Minimum 12-month rental in Canada. Certain conditions apply to be eligible to rent a safety deposit box. Details in branch. Fees for the use of a safety deposit box are outlined in our Guide to Personal Banking Solutions from NBC.
With our offer for liberal professions, you can obtain a World Mastercard® or World Elite® Platinum Mastercard®,1 from National Bank. These prestigious cards simplify your life, here and abroad, with a highly advantageous program and privileges.
® Mastercard, World Mastercard and World Elite are registered trademarks of MasterCard International Inc. Used under licence.1 The maximum reimbursement of $250 can be claimed from January 1 to December 31 of each year. Eligible travel expenses are: airport parking (maximum $100), airline baggage fees (maximum $100) and airline seat selection (maximum $50). A reimbursement request must be submitted within 60 days of the purchase date and is subject to presenting the required supporting documents. The travel-related fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement of $250 is applicable per account. A reimbursement that is not claimed one year cannot be carried forward to the following year. For more information or to obtain the reimbursement form, please call 1-888-296-8881.
Line of credit
Thanks to our partnership with National Bank, you have access to two lines of credit at highly competitive rates.
Which suits you best?
All-In-One®2 home equity line of credit
Personal Flex Line®1
|A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.||This line of credit is accessible any time. Power your ideas without having to apply for a new loan!|
® The Personal Flex Line, the All-In-One and The Total are registered trademarks of National Bank of Canada.1. Subject to credit approval by National Bank. Interest rate on the All-In-One line of credit (line of credit portion) at October 25, 2018: 95%+ 1% This rate is variable and corresponds to Prime + 1.00%, and is one of the lowest rates on the market. “Prime rate” means the annual variable interest rate posted by National Bank from time to time, used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. Consult the prime rate webpage to find out the day’s rate.2.This package must be renewed annually upon presentation of identification documents and proof of your professional status.
Also called a “mortgage,” the loan enables you to borrow money for the purchase of a home. Your house, cottage, condo or building is put up as collateral. You then have to repay your loan, i.e. pay off your mortgage.
A mortgage loan is ideal if:
- You want to own or buy a home.
- You want to reduce your costs related to taking possession.
- You want to have a little extra cushion.
Want to talk about it?
Our wealth management advisors know the big steps involved in buying a home. Don’t hesitate to contact us for more details!
Need more money to contribute to your RRSP? By opting for a term loan or a line of credit, you can maximize your tax refund and use it to repay your loan, while saving for your life projects.
To know if a RRSP loan is the right investment strategy for you, contact one of our wealth management advisors today!