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Need personal financing?

You have access to the best banking options for your personal financing needs thanks to our partnership with National Bank.

Contact your advisor for access to competitive offers!

Banking solutions

Our financial program for healthcare professionals offered by Professionals’ Financial through National Bank enables you to obtain bank accounts without monthly fees, including an unlimited number of transactions for most automated services.

Your benefits

  • Three (3) bank accounts (individual or joint) in CAD or USD.
  • No charge for sending an Interac e-Transfer.
  • Several types of transactions in an unlimited number.
  • First order of 100 personalized cheques included (shipping and taxes extra).
  • 50% discount on a safety deposit box.1
  • Overdraft protection.

1 Minimum 12-month rental in Canada. Certain conditions apply to be eligible to rent a safety deposit box.

Credit cards

Our financial program enables you to obtain a National Bank World Mastercard® or World Elite® Mastercard®2 at the regular rate. With their advantageous privileges program, these cards make your life easier, here and abroad.

Your privileges

  • À la carte rewards plan1
  • “Smart Traveller” fee reimbursement2
  • Concierge service3
  • Coverage4

® Mastercard, World Mastercard and World Elite are registered trademarks of MasterCard International Inc. Used under licence.®1 Personal Flex Line is a registered trademark of National Bank of Canada.TM All-In-One is a trademark of National Bank of Canada.1 To learn more about the restrictions and conditions that apply, please see the applicable rules at mesrecompensesalacarte.ca. Primary cardholders and authorized users of the Mastercard credit card with the À la carte rewards plan issued by National Bank of Canada whose account is in good standing participate in the À la carte rewards plan and can accumulate points each month and then exchange them, within the applicable rules. “Account in good standing” means an account associated with a credit card for which you comply with the obligations of your cardholder agreement (e.g. making your minimum payment by the due date, paying the annual fee).2 The maximum reimbursement of $250 can be claimed from January 1 to December 31 of each year. Eligible travel expenses are: airport parking (maximum $100), airline baggage fees (maximum $100) and airline seat selection (maximum $50). A reimbursement request must be submitted within 60 days of the purchase date and is subject to presenting the required supporting documents. The travel-related fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement of $250 is applicable per account. A reimbursement that is not claimed one year cannot be carried forward to the following year. For more information or to obtain the reimbursement form, please call 1-888-296-8881.3 Concierge service is available in Canada and the United States, as well as in major cities worldwide. A major city is defined as a city with a population of at least 100,000 that offers the services and facilities needed to respond to requests. Efforts are made to respond to requests from all locations.4 This coverage applies to purchases and rentals made using the card, except out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. Insurance and assistance services are provided by National Bank Life Insurance Company and CanAssistance Inc. For residents of Alberta, the insurer is Canassurance, Insurance Company. For more information, consult the World Elite Mastercard, World Mastercard or Platinum Mastercard distribution guide and insurance certificate.

Line of credit

Our financial program for healthcare professionals offers you a line of credit which gives you access at all times to a source of financing at an interest rate that is often lower than a credit card rate. It is offered in collaboration with National Bank.

 What suits you best?


 

All-In-One home equity line of credit
Personal Flex Line
Home equity line of credit at a competitive rate Line of credit at a competitive rate
  • Hold several accounts to meet specific needs and manage them separately.
  • Consolidate your debt payments into a single monthly payment.
  • Access your repaid principal at any time and use it however you like.
  • Make an unlimited number of electronic transactions.
  • Benefit from low financing rates.
  • Obtain a limit of $5,000 or more.
  • Have funds available for an exceptional expense.
  • Cover unexpected costs, like a home repair or an urgent expenditure.
  • Access your credit easily (with your debit card, at the ATM, online, etc.).
  • Reuse the credit you’ve already repaid when you need it.
Want to talk about it?

To make an informed choice concerning lines of credit, speak to one of our advisors.


TM Subject to credit approval by National Bank.® NATIONAL BANK PERSONAL FLEX LINE and ALL-IN-ONE are registered trademarks of National Bank of Canada.1 “Prime rate” means the annual variable interest rate posted by National Bank from time to time, used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. %.

Mortage loan

Also called a “mortgage,” the loan enables you to borrow money for the purchase of a home. Your house, cottage, condo or building is put up as collateral. You then have to repay your mortgage loan, i.e. pay off your mortgage. A mortgage loan is ideal if:

  • You want to own or buy a home.
  • You want to reduce your costs related to taking possession.
  • You want to have a little extra cushion.
Want to talk about it?

Our wealth management advisors know the big steps involved in buying a home. Don’t hesitate to contact them.

RRSP loan

Need more money to contribute to your RRSP? By opting for a term loan or a line of credit, you can maximize your tax refund and use it to repay your loan, while saving for your life projects.

To know if a RRSP loan is the right investment strategy for you, contact one of our wealth management advisors today!

For an analysis of your situation,
get in touch with one of our advisors